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Industry
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OrcaPay |
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More
people and businesses around the world are using credit
cards, debit cards, gift cards and cash than ever
before. Blue Wave has developed the OrcaPay™
payment platform to be extremely attractive to consumers,
easier to obtain than a credit card without the annual
interest rates and fees, more convenient to use than
debit cards and safer than cash. Using the OrcaPay
platform, Merchants can realize substantial savings
on processing fees and access to loyalty and gift
card-type programs that until now have only been cost
effective for large chains. OrcaPay enables every
mobile subscriber to use mobile payments without requiring
changes to their phones, POS terminals, or the network.
In addition, by avoiding high card issuers' costs,
the system overcomes the major current barrier to
independent market development by enabling operators
to participate in the fee revenue from transactions.
The OrcaPay platform creates stored-value accounts
and loyalty programs using mobile phones for identification,
security and delivery of targeted ads. The platform
also enables wireless connectivity for traditional
dial-up POS terminals, and location-based timestamps
for payment transactions at the point-of-delivery
or point-of-service
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